Nine-provider pricing and renewal study

How Much Does a VPN Cost? Pricing and Renewal Study

In our August 14, 2026 U.S./USD check, true month-to-month VPN prices among nine providers ran from $9.00 to $16.45. Long-term offers advertised much lower $2.00–$4.99 monthly equivalents, but the first charges were $56.94–$119.76 upfront. Seven of nine effective monthly rates increased at the checked renewal.

9Base VPN tiers checked
$9–$16True monthly-plan range
$57–$120First long-term charge
7/9Higher effective renewal rate
Aug. 14, 2026Price freeze date

Evidence note: The dated pricing rows are Evidence Level 1 — official-source editorial review, supplemented by ReviewsAlly’s paid-account research where it clarified a public term. Our wider provider reviews reached Evidence Level 4 — paid workflow review, but we did not buy every long-term offer or wait years to observe every renewal charge. Prices, taxes, currencies, promotions, and checkout terms can change. See how ReviewsAlly tests VPNs. Reviews Ally may earn a commission when you use some links elsewhere on our site. Read our advertising disclosure.

Use this page to

Turn a promotional VPN price into an actual billing timeline

A VPN can honestly advertise “$2.00 per month” and still charge $72 today. The first number is an average over the included access period; the second is the invoice. This study keeps five price objects separate: the true monthly plan, the advertised long-term monthly equivalent, the first total charge, the effective first-term rate, and the renewal rate.

Model your own offer

Enter a plan’s first charge, included months, renewal cycle, and time horizon without sending those values anywhere.

Compare nine base tiers

Put monthly, promotional, upfront, access-period, and renewal figures in the same dated table.

See the renewal step

Compare effective monthly rates on one shared scale instead of comparing unrelated billing totals.

Plan a longer horizon

See the full renewal invoices needed to buy enough coverage for 24, 36, or 60 months.

Download the data

Audit the raw fields, derived columns, formulas, source URLs, and public evidence notes in CSV format.

Private calculation · no account or payment details needed

VPN Cost and Renewal Calculator

Choose one of the nine dated study presets or enter a custom offer. The calculator shows what the first term really averages, how renewal changes the effective rate, and how many complete renewal invoices are required for your selected horizon. It never prorates a renewal that the plan itself bills as a full cycle.

Runs locally in your browser This calculator’s code does not send or store the prices or plan details you enter. It does not ask for account, card, order, or identity information.
Presets remain editable. Recheck the provider’s checkout before buying.
This changes the label only; it does not convert currencies.
First term
The full initial invoice, not the monthly headline.
Use only the same tier’s real one-month plan.
Renewal and horizon
We count complete billed cycles. Purchased coverage may exceed this horizon.

Enter plain positive numbers. A period or a single comma can mark decimals; do not use thousands separators.

Initial access Paid months + bonus months
First-term effective rate Amount due ÷ initial access
Renewal effective rate Renewal total ÷ renewal months
Rate change at renewal Compared with the first effective rate
Renewal charges needed Complete cycles after the first term
Cash paid For enough purchased coverage
Coverage purchased May exceed the selected horizon
Overall effective rate Cash paid ÷ purchased coverage

Choose a preset or enter the plan terms, then calculate. Results are estimates from the numbers you provide—not a quote or a prediction of future prices.

The short answer

How much does a VPN cost per month?

A paid VPN can cost about $9 to $16.45 if you buy one month at a time, based on the nine base tiers in this U.S./USD study. Their checked long-term offers advertised $2.00 to $4.99 per month, but none of those offers meant a $2–$4.99 monthly debit. The providers charged the first term upfront, from $56.94 to $119.76.

Those ranges are a dated sample, not a market-wide minimum or maximum. They exclude free plans, antivirus and identity bundles above the base tier, business products, app-store pricing, optional Dedicated IPs, taxes, and currency-conversion costs. The median true monthly price was $11.99; the median promoted monthly equivalent was $2.49; and the median first charge was $79.

Read a VPN price in this order

  • Tier: confirm that two providers include comparable VPN features.
  • Amount due today: this is the cash-flow number, even when the ad leads with a monthly average.
  • Initial access: add paid and bonus months before calculating the first-term rate.
  • Renewal total and term: normalize both to a monthly rate before comparing them.
  • Tax and add-ons: keep them outside the base-plan comparison unless both sides include them.

U.S./USD public consumer view · checked August 14, 2026

VPN price comparison: monthly, upfront, access, and renewal

This is a research table, not a ranking. We selected the base paid consumer VPN tier that could be compared without optional add-ons or broader security bundles. “Advertised / month” is the provider’s displayed long-term average. “First effective / month” is our calculation from the full first charge divided by all initial access months.

Scroll horizontally to compare every billing field.
Nine-provider VPN pricing and renewal comparison checked August 14, 2026
Provider / base tier True monthly plan Advertised / month Due today Initial access First effective / month Renewal total / term Renewal effective / month Rate change
CyberGhost VPNCyberGhost VPN $12.99$2.19$56.9426 months
24 paid + 2 bonus
$2.19$56.94 / 12 mo.$4.75+116.7%
NordVPNBasic $14.99$3.49$94.2327 months
24 paid + 3 bonus
$3.49$139.08 / 12 mo.$11.59+232.1%
Private Internet AccessPIA VPN $11.95$2.03$79.0039 months
36 paid + 3 bonus
$2.03$79.00 / 36 mo.$2.19+8.3%
PrivateVPNPrivateVPN $9.90$2.00$72.0036 months
12 paid + 24 bonus
$2.00$72.00 / 12 mo.$6.00+200.0%
Proton VPNVPN Plus $9.99$4.99$119.7624 months$4.99$83.88 / 12 mo.$6.99+40.1%
PureVPNStandard $12.95$2.15$58.2027 months
24 paid + 3 bonus
$2.16$47.95 / 12 mo.$4.00+85.4%
SurfsharkStarter $16.45$2.49$67.2327 months
24 paid + 3 bonus
$2.49$79.00 / 12 mo.$6.58+164.4%
Turbo VPNGold $11.99$3.33$89.9927 months
24 paid + 3 bonus
$3.33$89.99 / 27 mo.$3.330.0%
VPN.acVPN account $9.00$3.75$90.0024 months$3.75$90.00 / 24 mo.$3.750.0%

Rounding note: PureVPN’s $58.20 divided by 27 months is about $2.16, while the provider’s displayed $2.15 headline is within one-cent presentation rounding. Taxes are excluded because they can vary by checkout location. “Rate change” compares effective monthly rates, not total invoice sizes.

Two numbers, two units

What the ad says vs. what the card sees

The advertised monthly figure answers, “What does the full initial term average per month?” The upfront figure answers, “What leaves the payment method now?” They cannot share one honest axis because one is dollars per month and the other is total dollars. The two panels below keep the same provider order but use separate scales.

Long-term headline rate and first charge, sorted by advertised monthly equivalent

Advertised monthly equivalent

USD per month · panel maximum $4.99

PrivateVPN
$2.00
PIA
$2.03
PureVPN
$2.15
CyberGhost
$2.19
Surfshark
$2.49
Turbo VPN
$3.33
NordVPN
$3.49
VPN.ac
$3.75
Proton VPN
$4.99

Amount due today

Total USD · panel maximum $119.76

PrivateVPN
$72.00
PIA
$79.00
PureVPN
$58.20
CyberGhost
$56.94
Surfshark
$67.23
Turbo VPN
$89.99
NordVPN
$94.23
VPN.ac
$90.00
Proton VPN
$119.76

The bar length is meaningful only inside its own panel. Visible labels carry the exact values.

View accessible chart data
Data behind “What the ad says vs. what the card sees”
ProviderAdvertised / monthDue today
PrivateVPN$2.00$72.00
Private Internet Access$2.03$79.00
PureVPN$2.15$58.20
CyberGhost VPN$2.19$56.94
Surfshark$2.49$67.23
Turbo VPN$3.33$89.99
NordVPN$3.49$94.23
VPN.ac$3.75$90.00
Proton VPN$4.99$119.76
Why can $2/month charge $72?PrivateVPN’s checked offer included 36 months of initial access. $72 ÷ 36 = $2 per month, but the $72 was billed as one first-term total.
Why does $2.15 become $2.16?PureVPN displayed $2.15, while $58.20 ÷ 27 is about $2.1556 and rounds to $2.16 at two decimals. The headline still reconciles within one cent.
PrivateVPN pricing page showing a $9.90 one-month plan and a $72 long-term offer with 36 months of initial access
PrivateVPN’s pricing page makes the distinction visible: the long-term tile says $2.00 per month, while its billing line says $72.00 for the initial 36 months and $72.00 every 12 months afterward. We rechecked that these displayed values still matched on August 14, 2026.

Normalize the next bill

What happens to the effective monthly rate at renewal?

Seven of the nine checked offers moved to a higher effective monthly rate at renewal. The median increase among all nine rows was 85.4%. That does not mean every renewal invoice was larger than the first invoice: the initial and renewal terms can have different lengths. Dividing each total by its own included months is what makes the comparison meaningful.

First-term vs. renewal effective monthly rate

USD per month · shared maximum $11.59 · sorted by percentage increase

NordVPN
$3.49
$11.59
PrivateVPN
$2.00
$6.00
Surfshark
$2.49
$6.58
CyberGhost
$2.19
$4.75
PureVPN
$2.16
$4.00
Proton VPN
$4.99
$6.99
PIA
$2.03
$2.19
Turbo VPN
$3.33
$3.33
VPN.ac
$3.75
$3.75

Each provider has two bars on the same scale: first term above, renewal below. Rates are calculated from the totals and term lengths checked on August 14, 2026.

View accessible renewal-chart data
First-term and renewal effective monthly rates
ProviderFirst termRenewalChange
NordVPN$3.49$11.59+232.1%
PrivateVPN$2.00$6.00+200.0%
Surfshark$2.49$6.58+164.4%
CyberGhost VPN$2.19$4.75+116.7%
PureVPN$2.16$4.00+85.4%
Proton VPN$4.99$6.99+40.1%
Private Internet Access$2.03$2.19+8.3%
Turbo VPN$3.33$3.330.0%
VPN.ac$3.75$3.750.0%

NordVPN had the largest percentage step in this snapshot because its 27-month introductory access averaged $3.49, while the checked $139.08 annual renewal averaged $11.59. Turbo VPN and VPN.ac showed no effective-rate change in the terms we recorded. Those are dated comparisons, not promises about what any account will be offered later.

Cash flow, not fractional months

What 24, 36, and 60 months of coverage can require

Subscription renewals normally arrive as complete invoices. To model a 60-month horizon, we add full renewal cycles until purchased coverage reaches or passes month 60. We do not pretend that an annual $79 renewal can be bought eleven months at a time. That is why coverage sometimes exceeds the target.

Each cell shows cash paid / months of access purchased.
Full-cycle cash required to purchase enough VPN coverage for 24, 36, and 60 months
Provider24-month horizon36-month horizon60-month horizon
CyberGhost VPN$56.94 / 26 mo.$113.88 / 38 mo.$227.76 / 62 mo.
NordVPN$94.23 / 27 mo.$233.31 / 39 mo.$511.47 / 63 mo.
Private Internet Access$79.00 / 39 mo.$79.00 / 39 mo.$158.00 / 75 mo.
PrivateVPN$72.00 / 36 mo.$72.00 / 36 mo.$216.00 / 60 mo.
Proton VPN$119.76 / 24 mo.$203.64 / 36 mo.$371.40 / 60 mo.
PureVPN$58.20 / 27 mo.$106.15 / 39 mo.$202.05 / 63 mo.
Surfshark$67.23 / 27 mo.$146.23 / 39 mo.$304.23 / 63 mo.
Turbo VPN$89.99 / 27 mo.$179.98 / 54 mo.$269.97 / 81 mo.
VPN.ac$90.00 / 24 mo.$180.00 / 48 mo.$270.00 / 72 mo.

These are mechanical scenarios using the checked renewal terms as if they remained unchanged. They exclude tax, add-ons, refunds, later promotions, retention offers, mid-cycle plan changes, and price changes. They are planning estimates—not future invoices.

Commitment is part of the price

Monthly vs. annual vs. multi-year VPN plans

The cheapest average rate is not automatically the best purchase. A longer plan trades flexibility and cash today for a lower first-term average. The sensible term depends on how certain you are about the provider, whether the needed app features work on your devices, and whether the upfront charge fits your budget.

Decision guide for monthly, annual, and multi-year VPN subscription terms
Plan typeUsually strongest forMain trade-offWhat to verify
True monthlyShort projects, travel, uncertain fit, or keeping commitment lowHighest average rate in this sampleWhether cancellation stops the next monthly charge and whether the tier matches longer offers
AnnualUsers who already know the apps and expect about a year of useLarger first invoice and less flexibilityTotal due, annual renewal, refund eligibility, and tax
Multi-yearEstablished fit and a budget that can absorb the upfront totalLongest commitment; promotional rate can differ sharply from renewalPaid vs. bonus months, next renewal date, renewal term, and later rate
Free plan or trialTesting compatibility before committing, when the limitations fitFeature, server, device, time, or automatic-conversion limitsPayment method, trial deadline, next charge, and billing owner

If you have not tested the service on the devices and networks that matter, consider the true monthly plan, a legitimate free plan, or a clearly understood trial path before locking in multiple years. Our VPN free-trial and money-back-guarantee comparison separates $0 trials, paid trials, ongoing free plans, and full-price refund routes.

The denominator matters

How bonus months change the advertised VPN price

Seven of the nine long-term offers included bonus months. A provider can charge for 24 months, add three months, and divide the first total by 27. That lowers the displayed monthly equivalent without lowering the amount due today. The math can be sound, but the access period must remain attached to the headline.

CyberGhost VPN24 paid + 2 bonus = 26 initial access months.
NordVPN, PureVPN, Surfshark, and Turbo VPN24 paid + 3 bonus = 27 initial access months in the checked offers.
Private Internet Access36 paid + 3 bonus = 39 initial access months in the current offer.
PrivateVPN12 paid + 24 bonus = 36 initial access months.
Proton VPN and VPN.acNo bonus months were included in the long-term rows we normalized.

Bonus months are not cash. They are access time, and they may apply only to the introductory term. When the renewal period is shorter, the same total can represent a higher effective monthly rate. PrivateVPN is the clearest example here: $72 over 36 initial months averages $2, while $72 over each 12-month renewal averages $6.

The base-plan boundary

VPN costs that are not in our normalized base price

A clean base-tier comparison is useful only if it says what was left out. Your final checkout can be higher, lower, or simply structured differently for reasons that are not captured by the advertised VPN rate.

Taxes

Sales tax, VAT, GST, or another location-based charge may appear after billing details are entered. We excluded taxes rather than treating a screen without a displayed tax as universal.

Currency and card fees

Exchange-rate spreads, foreign-transaction fees, and local-currency pricing can change the amount that reaches your statement.

Higher bundles

Password managers, antivirus, identity monitoring, data removal, cloud storage, and family products can sit above the base VPN tier.

Optional add-ons

Dedicated IP, alternative phone numbers, port-forwarding products, and extra business features should be priced separately.

App-store pricing

Apple, Google, Microsoft, or another store can have different plan availability, billing ownership, prices, taxes, and refund rules.

Later plan changes

Upgrades, downgrades, retention offers, account-specific promotions, and future list-price changes are outside this fixed snapshot.

If a stable personal address is the reason your bill is higher, compare the add-on separately in our Dedicated IP vs. shared VPN IP guide. Do not fold an optional Dedicated IP into one provider’s base price while leaving it out of another’s.

Before the payment button

Eight VPN price fields to save before subscribing

1. Exact tierRecord the plan name and which VPN features are included; “Basic,” “Starter,” and “Standard” are not interchangeable labels.
2. Amount due todaySave the final subtotal and currency shown at checkout, not only the monthly equivalent on the pricing card.
3. Paid and bonus monthsWrite them separately so you can reproduce the introductory average and know when the first term ends.
4. Tax treatmentCheck after entering the billing location. A public pricing page may not know which tax applies to you.
5. Next chargeRecord the renewal total, renewal term, date, and whether the text says “then,” “after,” or “every.”
6. Billing ownerConfirm whether the provider or an app store controls cancellation, renewal, and refund handling.
7. Add-onsRemove optional extras you do not need and check whether any selected add-on has separate renewal or refund rules.
8. EvidenceSave a dated screenshot or receipt with personal, payment, order, and account identifiers kept private.

A good final sentence is: “I will pay [total] today for [access months], then [renewal total] every [renewal months] unless I cancel.” If the checkout does not let you complete that sentence, pause and find the controlling terms or ask support for an objective clarification.

A reproducible dated study

How ReviewsAlly calculated VPN costs

We froze this public comparison on . The scope was nine providers already covered by ReviewsAlly’s paid-review program, using the U.S./USD public consumer pricing view and the lowest comparable paid base VPN tier. We excluded free plans, business products, app-store variants, higher bundles, optional add-ons, and taxes from the normalized price columns.

Direct fieldsOfficial pricing, terms, checkout-facing language, dated screenshots, and current rechecks.
Derived fieldsReviewsAlly calculations from first totals, included months, renewal totals, and renewal terms.
Paid contextAccount, billing, support, purchase, and refund work from the underlying Level 4 provider reviews where relevant.

Normalization formulas

Initial access months = paid months + bonus months

First-term effective monthly rate = amount due today ÷ initial access months

Renewal effective monthly rate = renewal total ÷ renewal term months

Renewal change = (renewal effective rate ÷ first-term effective rate − 1) × 100

Full renewal cycles needed = maximum of zero and ceiling((horizon − initial access) ÷ renewal term)

Cash paid = first total + (full renewal cycles × renewal total)

We calculate with the unrounded totals and term lengths, then display money to two decimal places and percentage changes to one decimal place. A provider’s displayed monthly equivalent can differ by one cent because pricing cards may round or truncate the intermediate value. We treat a headline as reconciled when the full total and included months reproduce it within ordinary cent-level presentation rounding.

For 24-, 36-, and 60-month horizons, we add whole renewal cycles until the purchased access reaches the target. We do not prorate renewals unless the provider actually sells a prorated cycle. The public CSV preserves both the target horizon and the resulting purchased coverage so that extra months are visible.

What this study can and cannot establish

Pricing-study limitations

VPN pricing is volatile. A provider can change a promotion, bonus-month count, tier name, renewal term, currency, tax treatment, checkout path, or eligibility rule after our freeze date. Some sites personalize pages by location, campaign, device, account status, or test variant. This study records the checked public U.S./USD view; it does not claim that every visitor will see the same offer.

We did not buy all nine long-term plans and wait through their full introductory periods. Renewal figures are the terms shown or confirmed at the check, not charges we observed years later. The 24-, 36-, and 60-month amounts assume those renewal totals and cycle lengths stay unchanged, so they are scenarios rather than forecasts.

As we completed the first VPN reviews, our methodology became more detailed. That created small differences in how older pricing screenshots, checkout observations, and account notes were captured across providers. The underlying records are genuine, the current rows were rechecked to one release date, and every public calculation can be reproduced from the dataset. More resources would let us repeat purchases across more regions and observe real renewals over several years; we do not reduce substantial paid-account work to “unreliable” merely because the project can still improve.

This is not tax, accounting, legal, or financial advice. It is a consumer billing comparison. Always use the final checkout and controlling terms for your own country, currency, payment channel, and account.

Open calculations

Download the VPN pricing and renewal dataset

The public CSV contains 30 columns for the nine normalized plans: direct pricing fields, paid and bonus months, effective rates, renewal changes, full-cycle cash scenarios, country and tax scope, official source URLs, screenshot URLs, ReviewsAlly review links, and evidence notes. It contains no account, order, payment, support-ticket, identity, or bank information.

Download VPN Cost and Renewal Study — 2026 (CSV)

Dataset metadata

  • Version: 2026-08-14
  • Geographic view: United States public consumer pricing
  • Currency: USD; no currency conversion
  • Scope: Base paid VPN tiers; tax, add-ons, business plans, and app-store variants excluded
  • License: ReviewsAlly editorial dataset; cite and link to this page when reused

ReviewsAlly research trail

Plain-English billing answers

VPN Cost FAQ

How much does a VPN cost per month?

In our August 14, 2026 comparison, true month-to-month prices for nine base paid VPN tiers ranged from $9.00 to $16.45. Checked long-term offers advertised $2.00 to $4.99 monthly equivalents but required $56.94 to $119.76 upfront. Taxes and add-ons were excluded.

Why does a VPN advertise $2 per month but charge $72?

The $2 figure is an average, not necessarily a monthly invoice. In PrivateVPN’s checked example, $72 bought 36 months of initial access, so $72 ÷ 36 = $2. The full $72 was the first-term charge.

Which VPN was cheapest in this study?

Among the specific base tiers checked, VPN.ac had the lowest true one-month price at $9, while PrivateVPN had the lowest advertised and effective first-term rate at $2. Those are different price questions, and neither alone establishes the best value, app quality, or fit.

Do VPN prices increase after the first term?

Often, but not always. Seven of nine rows had a higher effective monthly rate at the checked renewal; Turbo VPN and VPN.ac were unchanged. Renewal terms can change later, so verify your own next total and billing period.

Is an annual or multi-year VPN plan always cheaper?

It usually lowers the initial average in this sample, but it requires more cash upfront and creates a longer commitment. The right comparison includes the amount due, refund terms, feature fit, renewal rate, and how likely you are to use the full access period.

What are bonus months in a VPN offer?

Bonus months extend the initial access period without changing the stated first charge. Providers may include them in the denominator used for the advertised monthly equivalent. They may not repeat at renewal unless the renewal terms explicitly say they do.

Are taxes included in these VPN prices?

No. We excluded taxes from the normalized figures because the applicable amount can depend on checkout location and billing details. Your final total may include sales tax, VAT, GST, or another charge.

Does the study include Dedicated IP or antivirus add-ons?

No. We compared the base paid consumer VPN tier. Dedicated IP, antivirus, identity tools, data removal, alternative numbers, business plans, and broader bundles were excluded unless they were inseparable from the selected base tier.

Why can purchased coverage exceed my calculator horizon?

The calculator adds complete renewal cycles because subscriptions are normally billed in full terms. If you need 36 months after a 27-month first term and the renewal is annual, one full renewal buys 39 months of total coverage. The tool does not invent a nine-month prorated invoice.

Does canceling a VPN change the first charge?

Canceling generally stops a future renewal; it does not automatically prorate or refund the current term. Refund eligibility is a separate question controlled by the provider, billing channel, timing, and terms.

Does the calculator send or save my plan details?

No. Its code runs in your browser and does not transmit or store the values you enter. It also asks for no account, payment, order, or identity details. Standard page-level analytics, if present on the site, are not configured by this calculator to capture field values.

Can I use the calculator for euros, pounds, or another currency?

Yes, if every amount you enter uses the same currency. The selector changes the visible label only; it does not fetch exchange rates or convert values.

Are the 60-month totals guaranteed future costs?

No. They are scenarios that hold the August 14, 2026 renewal totals and terms constant and add complete cycles. Providers can change prices, promotions, tax treatment, terms, or account-specific offers before a future renewal.

How often should VPN pricing be rechecked?

We recommend a formal recheck at least every three months, plus an immediate check when a provider changes a pricing page, tier, checkout, bonus-month count, or renewal disclosure. Buyers should always verify the final checkout on the day they subscribe.

The practical rule

Compare the invoice first, then decide whether the commitment earns its discount

A useful VPN price is one you can translate into cash today, months of access, and the next complete bill. The promotional average tells part of that story; it should not be forced to carry the whole thing. Run the checkout terms through the calculator, save the dated evidence, and judge the provider on app fit and testing quality as well as price.

Compare our VPN top picks

Use our paid tests to compare speed, streaming, leaks, features, pricing, refund behavior, and the broader trade-offs.

Calculate before checkout

Use a dated preset or copy the current totals from your own checkout into the private browser-based calculator.